BCDC offers a wide range of loans tailored to the needs of corporate customers, SMEs, professionals and private individuals.

Corporations (Corporate Banking)

BCDC has proven expertise, recognised and appreciated throughout the world.

BCDC is a traditional commercial bank, offering a wide range of products, in particular as a leading loan provider. Its expertise enables it to set up complex import or export financing transactions, among other things. By supporting the economy, it is identifiable as a driving force behind the economic development of the country.

Private individuals (Personal & Retail Banking)

BCDC provides private individuals and professionals with forms of consumer credit tailored to the needs of its customers and their ability to repay them.

For private individuals, the loans are usually granted to employees of corporate customers of the bank in accordance with the standard agreements reached with their employer. In this case, the salary of the employee is domiciled in an account at BCDC, which also enables the customer to enjoy all BCDC’s electronic banking services.

BCDC is developing tailor-made forms of consumer credit

Example: the KITI loan

Recipients :

• Private individuals, customers of the KITEA brand in Kinshasa

Transactions :

• Purchase with a loan of $300 to $2000
• Purchase up to $5000 for BCDC customers

Rate :

• Fixed monthly interest rate of 1.5%

Conditions :

• To have an account with BCDC
• To make a down payment of 25% of the total amount of the loan
• Loan valid only for purchasing KITEA brand goods (Kinshasa)

Benefits :

• Rapid acquisition of consumer goods
• Repayments spread over 6 months
• Renewable loan