Term deposit
It works by freezing a specific amount of money during a period of time agreed in advance between you and the bank. The return of the savings depends on the length of the period: the longest term your money remains frozen, the better return you enjoy.
Opérations :
✓Account available in CDF, USD and EUR
✓Withdrawals: by transfers from an account to another (from the term account to the current account)
✓Deposits: by transfers from an account to another (from the current account to term account)
✓Interest payments following the frequency chosen by the client
Avantages :
✓Earnings based on an attractive rate
✓No fee
✓Option to obtain immediate funding from the pledge provided by the term deposit
✓When due, option to automatically renew and capitalise the interests or to pay the capital and the interests into a current account
It generates an attractive interest rate.
Thanks to term deposit, your money is secured, you make your money growing over an agreed timeframe and you benefit from a secure remuneration. The term deposit allows you also to anticipate your future projects: property purchase, retirement …
