Term deposit

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Term deposit

Term deposit

It works by freezing a specific amount of money during a period of time agreed in advance between you and the bank. The return of the savings depends on the length of the period: the longest term your money remains frozen, the better return you enjoy.

Opérations :

✓Account available in CDF, USD and EUR

✓Withdrawals: by transfers from an account to another (from the term account to the current account)

✓Deposits: by transfers from an account to another (from the current account to term account)

✓Interest payments following the frequency chosen by the client

Avantages :

✓Earnings based on an attractive rate

✓No fee

✓Option to obtain immediate funding from the pledge provided by the term deposit

✓When due, option to automatically renew and capitalise the interests or to pay the capital and the interests into a current account

Open your account

It generates an attractive interest rate.

Thanks to term deposit, your money is secured, you make your money growing over an agreed timeframe and you benefit from a secure remuneration. The term deposit allows you also to anticipate your future projects: property purchase, retirement …

Opening conditions

In this difficult economic context, BCDC could structurally maintain its balances by controlling both its risks and its costs.

Yves Cuypers Chief Executive Officer and Chairman of the Executive Committee

I again thank our clients for trusting our institution, our managers and teams who demonstrate know-how and professionalism.

Pascal Kinduelo Lumbu Chairman of the Board of Directors

The BCDC demonstrates the preservation of fundamental balances through the strengthening of its solvency and liquidity while safeguarding its profitability and communicates transparently

Thierry Lolivier Deputy General Director

Due to its evolution as an universal bank, the client does not only see BCDC as an elitist or as « corporate » bank dedicated to its prime business corporations but also as a reliable bank accessible to anyone.

Louis-Odilon Alaguillaume Member of Executive Committee

Our risk mapping is continuously updated in order to deal with a hectic environment with highly scalable risks. Our Management always remains the realistic and enduring pillar of the BCDC vision and strategy.

Hervé Bosquillon de Frescheville Member of Executive Committee

With the aim to expand our customer database, continuous efforts are made to gain new clients from various economic sectors.

Guy Bweyasa Wa Nsiamu Member of Executive Committee

The strength of the BCDC network is its ability to offer its clients reliable products, protection of their assets and clear information related to exchange rates.

Vagheni Pay Pay Member of Executive Committee

BCDC demonstrates the preservation of fundamental balances by strengthening its solvency and liquidity while safeguarding its profitability and transparently communicates these financial statements prepared in accordance with IFRS.

Joël Kabuya Member of Executive Committee